Library/NIA/Section 73
Section 73Procedural

Presentment of cheque to charge any other person

Full Text

Presentment of cheque to charge any other person.—A cheque must, in order to charge any person except the drawer, be presented within a reasonable time after delivery thereof by such person.

Plain English Summary

Directs that in order to hold any person other than the drawer (such as endorsers) liable on a cheque, it must be presented within a reasonable time after delivery by that person.

Key Legal Elements

  • Applies when seeking to hold someone other than the drawer liable
  • The cheque must be presented to the bank within a reasonable time
  • The reasonable time is calculated from the date of delivery by that specific person

Practical Note

Protects intermediate endorsers of cheques. If a cheque is endorsed by B to C, and C delays presenting it for months, B is discharged from liability if the delay causes prejudice. Unlike the drawer whose liability is longer, endorsers are only bound if presentment is made in a reasonable time from their transfer.

हिंदी पाठ

किसी अन्य व्यक्ति को उत्तरदायी बनाने के लिए चेक का प्रस्तुतीकरण।—आहर्ता (drawer) के अतिरिक्त किसी भी अन्य व्यक्ति (जैसे पृष्ठांकक) को उत्तरदायी बनाने के लिए, चेक को ऐसे व्यक्ति द्वारा परिदान (delivery) किए जाने के बाद उचित समय के भीतर प्रस्तुत किया जाना चाहिए।