Presentment of cheque to charge drawer
Full Text
Presentment of cheque to charge drawer.—Subject to the provisions of section 84, a cheque must, in order to charge the drawer, be presented at the bank upon which it is drawn before the relation between the drawer and his banker has been altered to the prejudice of the drawer.
Plain English Summary
Requires a cheque to be presented to the drawee bank within a timeframe that prevents prejudice to the drawer, subject to Section 84.
Key Legal Elements
- Subject to Section 84
- Cheque must be presented at the drawee bank
- Must be presented before relation between drawer and bank is altered to the drawer's prejudice
Practical Note
Governs bank presentation timing. If the holder delays presenting the cheque and the bank goes insolvent in the meantime (altering the relation to the drawer's prejudice), the drawer is discharged to the extent of their loss under Section 84, and the holder can only claim against the bank.
हिंदी पाठ
आहर्ता को उत्तरदायी बनाने के लिए चेक का प्रस्तुतीकरण।—धारा 84 के उपबंधों के अधीन रहते हुए, आहर्ता को उत्तरदायी बनाने के लिए, चेक को उस बैंक में प्रस्तुत किया जाना चाहिए जिस पर वह लिखा गया है, इससे पहले कि आहर्ता और उसके बैंककार के बीच संबंध आहर्ता के प्रतिकूल (नुकसान) रूप से बदल गए हों।