Library/NIA/Section 63
Section 63Procedural

Drawee’s time for deliberation

Full Text

Drawee’s time for deliberation.—The holder must, if so required by the drawee of a bill of exchange presented to him for acceptance, allow the drawee forty-eight hours (exclusive of public holidays) to consider whether he will accept it.

Plain English Summary

Requires a holder to give the drawee up to 48 hours (excluding public holidays) to decide whether to accept a bill of exchange, if requested.

Key Legal Elements

  • Applies when a bill of exchange is presented for acceptance
  • The drawee can request up to forty-eight hours of deliberation time
  • Public holidays are excluded from the forty-eight hours calculation

Practical Note

Statutory time limit. The drawee is entitled to 48 hours to examine details or verify balance. If the holder refuses this time and demands instant acceptance, they cannot treat the drawee's hesitation as dishonour. Conversely, if the drawee takes more than 48 hours without acceptance, the bill may be treated as dishonoured.

हिंदी पाठ

आहारी को विचार करने के लिए समय।—यदि स्वीकृति के लिए प्रस्तुत विनिमय-पत्र के आहारी (drawee) द्वारा ऐसा आवश्यक हो, तो धारक को आहारी को यह विचार करने के लिए कि वह इसे स्वीकार करेगा या नहीं, 48 घंटे (सार्वजनिक अवकाशों को छोड़कर) का समय अवश्य देना चाहिए।