Notice to garnishee
Full Text
(1) The Court may in the case of a debt (other than a debt secured by a mortgage or a charge) which has been attached under rule 46 upon the application of the attaching creditor, issue notice to the garnishee liable to pay such debt, calling upon him either to pay into Court the debt due from him to the judgment-debtor or so much thereof as may be sufficient to satisfy the decree and costs of execution, or to appear and show cause why he should not do so.
(2) An application under sub-rule (1) shall be made on affidavit verifying the facts alleged and stating that in the belief of the deponent, the garnishee is indebted to the judgment-debtor.
(3) Where the garnishee pays in the Court the amount due from him to the judgment-debtor or so much thereof as is sufficient to satisfy the decree and the costs of the execution, the Court may direct that the amount may be paid to the decree-holder towards satisfaction of the decree and costs of the execution.
Plain English Summary
Initiates statutory Garnishee proceedings: permits the decree-holder to apply on affidavit for a show-cause notice directing a third party indebted to the judgment-debtor to deposit the debt into court to satisfy the decree.
Key Legal Elements
- Garnishee Defined: A third party who owes money to the judgment-debtor.
- Sworn Affidavit Mandate: Decree-holder must swear belief in third party's indebtedness to debtor.
- Dual Option in Notice: Pay into court or appear and show cause why debt is disputed.
- Direct Payout to Decree-Holder (Sub-rule 3): Court releases deposited funds to creditor without fresh auction.
Practical Note
Deploying Garnishee Proceedings: 1. Scope: Garnishee proceedings under Rules 46A–46-I (inserted by the 1976 CPC Amendment) provide the fastest method to recover decretal amounts from banks holding fixed deposits, employers holding bonuses, or commercial debtors owing trade payables to the judgment-debtor. 2. Landmark Authority: Mackinnon Mackenzie & Co. v. Anil Kumar Sen AIR 1975 Cal 150 & Global Trust Bank Ltd. v. K.V. Ramakrishnan (2001) 3 CTC 469: A bank holding a customer's balance is a garnishee once served under Rule 46A.
हिंदी पाठ
(1) न्यायालय नियम 46 के अधीन कुर्क किए गए किसी ऋण की दशा में कुर्क करने वाले लेनदार (डिक्रीदार) के आवेदन पर गार्निशी (परऋणी / Garnishee) को जो ऐसा ऋण चुकाने का दायी है, यह सूचना जारी कर सकेगा जिसमें उससे यह अपेक्षा की जाएगी कि वह निर्णय-ऋणी को अपने द्वारा शोध्य ऋण, या उसमें से इतना जितना डिक्री और निष्पादन के खर्चों को तुष्ट करने के लिए पर्याप्त हो, न्यायालय में जमा करे अथवा उपस्थित होकर कारण दर्शित करे कि वह ऐसा क्यों न करे।
(2) उप-नियम (1) के अधीन आवेदन शपथपत्र पर किया जाएगा जिसमें इस विश्वास का कथन होगा कि गार्निशी निर्णय-ऋणी का ऋणी है।
(3) जब गार्निशी न्यायालय में धनराशि जमा करता है, तब न्यायालय निदेश दे सकेगा कि वह राशि डिक्रीदार को डिक्री की तुष्टि में संदत्त कर दी जाए।