Mutual Fund SIP & Lumpsum Wealth Engine
SIP & Mutual Fund Returns Calculator
Calculate the future value of your Systematic Investment Plan (SIP) or one-time lumpsum mutual fund investment. Features annual step-up modeling and Budget 2024 12.5% LTCG tax estimates.
Estimated Total Maturity Value (10 Years)
₹23,23,391
Wealth Gain: +11,23,391 (Gain is 94% of investment)
Total Amount Invested
₹12,00,000
Cumulative monthly deposits
Est. LTCG Tax (Budget 2024)
₹1,24,799
12.5% above ₹1.25L exemption
₹
12%
8% (Debt Funds)12% (Nifty Index)15%+ (Active Mid/Small Cap)
10 Years
0%
Wealth & Tax Breakdown
Total Capital Invested₹12,00,000
Compounded Growth Returns+₹11,23,391
Total Pre-Tax Future Value₹23,23,391
Long Term Capital Gains (LTCG) TaxBudget 2024: 12.5% on gains over ₹1.25L
-₹1,24,799Net Post-Tax In-Hand Proceeds₹21,98,592
Power of Compounding in India:Due to exponential compounding, staying invested for 15+ years often results in returns exceeding 3x to 5x your invested capital, far outpacing Indian inflation and traditional bank FDs.