Sovereign Guarantee & EEE Tax Exemption Status
Public Provident Fund (PPF) Calculator
Calculate your maturity returns under the government-backed Public Provident Fund. Features 7.1% interest, 15-year maturity, 5-year extension blocks, and complete 100% tax-free EEE benefits.
Guaranteed PPF Maturity Amount (15 Years)
₹40,68,208100% TAX FREE
Total Interest Accrued: ₹18,18,208 on ₹22,50,000 deposit
Total Investment
₹22,50,000
₹1,50,000 / year
Total Interest Earned
₹18,18,208
Compounded annually at 7.1%
Deposit Parameters
Max ₹1.5L (Sec 80C)
₹
Triple Exempt (EEE) Tax Privilege
PPF carries the highest tax rating in India: Exempt-Exempt-Exempt. Your yearly investment is deductible under Section 80C, annual compounding interest is 100% tax-free, and final maturity withdrawal has zero tax liability.
Maturity Progression Schedule
YearInvested So FarYearly InterestBalance
Year 3₹4,50,000₹34,272₹5,16,978
Year 6₹9,00,000₹76,375₹11,52,076
Year 9₹13,50,000₹1,28,097₹19,32,281
Year 12₹18,00,000₹1,91,637₹28,90,749
Year 15₹22,50,000₹2,69,694₹40,68,208
💡 Expert Interest Maximization Tip:Always deposit your PPF funds on or before the 5th of the month. Interest for the month is calculated on the minimum balance between the 5th and the end of the calendar month.