PFRDA National Pension System Tier-1
National Pension System (NPS) Calculator
Calculate your retirement wealth, tax-free 60% lumpsum withdrawal, and monthly annuity pension payout. Includes Section 80CCD(1B) additional ₹50,000 tax deduction benefits.
Total Projected Retirement Corpus (Age 60)
₹2,27,93,253
Invested: ₹36,00,000 | Wealth Growth: +₹1,91,93,253
60% Tax-Free Lumpsum
₹1,36,75,952
100% Tax-Exempt at age 60
Estimated Monthly Pension
₹45,587/mo
From 40% annuity investment
NPS Investment Inputs
₹
10%
40%
Remaining 60% (up to 60%) can be withdrawn as 100% tax-free lumpsum.PFRDA & Tax Advantages
Total Investment over 30 Years₹36,00,000
Compound Growth Gain+₹1,91,93,253
Total Corpus at Retirement₹2,27,93,253
Lumpsum Payout (60%)100% Tax Free
₹1,36,75,952Annuity Pension Fund (40%)Generates ₹45,587/mo
₹91,17,301Exclusive ₹50,000 Tax Deduction:Under Section 80CCD(1B), NPS offers an exclusive additional deduction of up to ₹50,000 over and above the Section 80C ₹1.5 Lakh limit, saving up to ₹15,600 in taxes for 30% slab taxpayers.